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2018年1月贷罗盘数据(2277家)

2023-05-10 14:56:27

十二月点评


各位投资人,大家好,又见面了。

 

春节将至,不仅投资人想着安全过冬,很多平台在备案潮面前也是战战兢兢,如履薄冰。

大额标难消化,业务转型困难,这已让许多老板夜不能寐,现在还来个存管银行白名单制,又得烧钱换存管,真是伤身又伤钱。合规路漫漫,可留给平台的时间还真不多。

 

深圳地区就是个典型的急性子,政策要求在2月5号前,要想备案就得开始登记了,错过这个村就没这个店。

 

备案像场赌博,备案成功可以卖个好价钱,备案不成功,那就得出海寻出路。很多平台已经开始布局海外市场,做二手准备,p2p的交易市场也因为备案期逼近,变得异常活跃。“赢了会所嫩模,输了下海干活”这话虽俗,但在此刻看来,最为贴切。

 

严苛的政策对于部分平台来说,已成为最大风险点。一方面是没钱没背景的小平台急需找个金主抱大腿。另一方面是有钱有势却为大额标头疼的大平台想合规。两者一拍即合,互帮互助。,这种集团化的操作或将成为一种趋势。

 

年底各种魑魅魍魉都出来作妖,不单是小平台岌岌可危,连陆金服、团贷网、麦子金服和翼龙贷这些一线大户也纷纷中枪。部分投资人的信心也因此被动摇。其实在现阶段对于平台各种负面,更应理性看待,投资要有风险意识,但更要乐观,即使现在整个行业看起来还是仍是乌烟瘴气,雷声不断,但是等到备案落地,p2p必定会往更加合规的方向上发展。

 

春节是个敏感期,既要兼顾到流动性,也要考虑收益。所以我们建议投资人尽量寻找合规程度高,信披透明,规模大的平台做投资,此类平台更有政策优势,风险相对小些。不建议大家投长标,稳妥起见在6个月以内最好。

 

关于“部分平台点评”这块的内容在今后的月报中可能会先暂停下,因为近期“贷罗盘”官网和APP都新增了关于各平台评测的信息,比起部分平台的点评,这些评测的覆盖面会更广,能帮助大家从更多的维度去评估平台的质量。希望大家能喜欢这个功能。

 

今天是2月的第一天,先给大家拜个早年,感谢大家在过去一年里对贷罗盘的关注和支持,愿在新的一年里,贷罗盘仍能陪伴你一起开心理财,安全理财。

 

祝我们的投资人,财源广进!





贷罗盘示范投资


1月贷罗盘示范投资,根据一些平台目前的运营情况,做了一些调整,目前投资情况如下:

贷罗盘示范投资1号(稳健型)

陆金服       5.48%   12万

有利网       8.00%   10万

人人贷       8.80%   10万

宜人贷       7.40%   12万

开鑫金服   7.10%   12万

链家理财   6.48%   10万

信而富      7.01%    10万


贷罗盘示范投资2号(平衡型)

积木盒子  7.80%     5万

拍拍贷      7.20%     5万

微贷网      6.86%     5万

投哪网     10.00%   10万

搜易贷      7.30%    5万

玖富普惠  8.00%    10万

花虾金融  8.50%    10万


贷罗盘示范投资3号(收益型)

沪商财富    14.40%   5万

钱盆网       14.00%   5万

广信贷       12.50%   5万

小微时贷    15.50%   5万

中业兴融    11.50%   5万

票票喵        8.50%    5万



贷罗盘活期示范投资(高流动型)

星火钱包    6.03%     5万

简理财       6.60%     5万




本月平台活动推荐


目前各大平台(百金贷  理财范 58车贷  桔子理财  宜湃网等)的活动都纷纷在返利魔方上架,有兴趣的投资人可保持关注。


投资人可以下载返利魔方APP参与活动,提升收益率。

或者关注微信公众号:魔方活动


返利魔方用户QQ群号:537978393




大盘数据


大盘数据如下:(大盘数据取自13家综合实力较强平台综合而成)

交易指数:      5110.19,      较上月均值下降19.10%

资金流指数:     7594.04,      较上月均值下降56.19%

人气指数:      6190.97,      较上月均值下降10.93%

贷款余额指数:580840.97,  较上月均值下降2.96%

流动性指数:   7.96,            较上月均值下降0.27%

分散度指数:   8.79,            较上月均值下降13.57%

忠诚度指数:   1.16,            较上月均值下降12.94%

利率指数:       9.78,            较上月均值上升0.66%


从数据上看,交易指数/资金流指数/分散度指数下降一方面是由于年底大量资金撤出回流银行,另一方面是由于很多平台上了加息和红包活动来锁住资金。其他数据表现正常。




平台变化情况


2018年1月新上线平台 : 8家 ,列表如下:

乐派金服   掌柜金服   汇恒财富   百荣金服    富仕生财富    融牛在线   众源理财   盈鱼理财


2018年1月新增问题平台: 62家,具体名称可登录贷罗盘查看




综合评级TOP500

综合评级基于6家评级数据得出:

网贷之家 / 网贷天眼 / 贷罗盘 / 融360 / 星火评级 / 羿飞评级

(由于字数限制,只能贴出前500位的平台。想了解更多可登陆贷罗盘查看。)


排序平台名称评级评级变化
1陆金所92.971.54%
2宜人贷84.46-1.09%
3人人贷81.82-2.62%
4投哪网80.07-0.91%
5积木盒子77.840.21%
6爱钱进76.74-0.42%
7有利网76.071.77%
8微贷网75.93-5.24%
9翼龙贷73.14-1.53%
10团贷网72.19-0.21%
11和信贷72.114.61%
12小赢网金71.560.43%
13宜贷网70.92-0.54%
14点融网68.542.45%
15银湖网67.88-0.67%
16开鑫金服67.526.11%
17人人聚财64.580.37%
18图腾贷63.873.21%
19你我贷63.57-2.30%
20生菜金融63.22.46%
21友金服62.62.10%
22银谷在线62.345.17%
23PPmoney网贷61.261.45%
24信用宝61.154.56%
25玖融网61.011.03%
26民贷天下60.74-2.84%
27付融宝60.55-0.96%
28链家理财60.520.96%
29鹏金所60.55.57%
30凤凰金融60.39-0.28%
31迷你贷60.383.91%
32可溯金融60.347.87%
33易港金融60.164.51%
34红岭创投59.921.09%
35e融所59.91-2.89%
3691旺财59.82-0.98%
37财富星球59.540.95%
38拓道金服59.421.24%
39爱钱帮59.310.11%
40搜易贷59.294.10%
41理财范59.133.46%
42广信贷59.11-1.73%
43果树财富58.9311.25%
44君融贷58.926.38%
45中业兴融58.43-0.25%
46银豆网58.392.71%
47向上金服58.214.84%
48联金所57.96.86%
49礼德财富57.67.37%
50东方汇57.5-0.14%
51钱盆网56.815.85%
52融贝网56.546.93%
53小猪理财56.357.45%
54普惠家55.984.05%
55理想宝55.942.45%
56温商贷55.75-5.92%
57道口贷55.71-1.22%
58米庄理财55.3713.08%
59抱财网55.15-1.28%
60合盘理财54.7512.53%
61金开贷54.676.52%
62e路同心54.630.18%
63普汇云通54.565.62%
64首金网54.51.26%
65短融网54.44-6.19%
66广州e贷54.384.48%
67沪商财富54.25-0.58%
68博金贷54.222.56%
69口贷网54.146.62%
70百金贷53.9525.07%
71珠宝贷53.913.83%
72人众金服53.875.38%
73365易贷53.823.20%
74万盈金融53.649.28%
75白菜金融53.5612.69%
76冠e通53.4910.73%
77多赢普惠53.473.27%
78信融财富53.23-1.84%
79互惠理财53.1924.17%
80合众e贷53.048.95%
81达人贷53.03-1.26%
82杉易贷52.973.74%
83金银猫52.962.21%
84新新贷52.96.21%
85铜掌柜52.543.04%
86网利宝52.49-0.44%
87金投行52.363.07%
88麦子金服财富51.86-1.54%
89连资贷51.67-0.77%
90投融家51.59-0.42%
91融金所51.5-1.02%
92洋钱罐51.43-14.67%
93来存吧51.4-0.32%
94小诺理财51.15-4.12%
95汇盈金服51.15.00%
96米缸金融50.973.19%
97宝点网50.838.72%
98乾贷网50.836.02%
99石投金融50.827.51%
100大麦理财50.8-5.11%
101新联在线50.722.69%
102借贷之家50.613.65%
103新升贷50.6-1.87%
104嘉石榴50.5-2.54%
105链链金融50.23-5.78%
106紫金所50.23-1.02%
107永利宝50.22-5.37%
108乐享宝50.150.56%
109国金宝50.136.43%
110钱香金融50.04-1.13%
111银狐财富49.8749.24%
112易通贷49.622.38%
113诚汇通49.623.73%
114今日捷财49.61-5.42%
115金筑财富49.5848.23%
116网投网49.447.50%
117钱贷网49.432.90%
118花虾金融49.380.60%
119恒易融49.379.08%
120爱投资49.351.69%
121合拍在线49.285.93%
122首E家49.262.34%
123小油菜49.214.33%
124智富贷49.193.51%
125小狗钱钱49.180.51%
126邦帮堂48.98.01%
127旺财谷48.854.85%
128民投金服48.83-3.73%
129聚金资本48.7912.92%
130一起好48.683.75%
131惠投无忧48.6715.64%
132金联储48.591.04%
133安捷财富48.567.45%
134小树时代理财48.4514.82%
135花果金融48.240.92%
136招商贷48.223.52%
137钱多多48.13.14%
138三益宝48.0312.88%
139丁丁金服47.97-4.48%
140果儿金融47.9636.76%
141一点通财富47.877.44%
142安心贷47.626.27%
143钱爸爸46.99-2.51%
144多多理财46.89-0.35%
145融租e投46.4812.83%
146合时代46.34-1.14%
147互融宝46.32-9.10%
148星火钱包46.27-2.46%
149零用贷46.18-7.32%
150乐居财富46.084.89%
151钱吧金融45.9814.68%
152好好理财45.8610.85%
153钱内助45.777.88%
154汇诚金服45.680.98%
155钱保姆45.642.43%
156大同行45.525.55%
157郑投网45.478.71%
158聚宝匯45.440.57%
159车能贷45.3815.42%
160沃时贷45.19-6.53%
161钜宝盆45.0210.54%
162金瑞龙44.988.84%
163掌中财富44.960.55%
164融金宝44.895.34%
165知商金融44.84-5.20%
166米金社44.711.36%
167爱投金融44.642.45%
168多宝贷44.616.09%
16958车贷44.5310.57%
170前沿财富44.2817.88%
171绿化贷44.154.53%
172渝金所44.1415.12%
173信广立诚贷44.089.49%
174易融恒信44.01-0.82%
175梦想盈行444.41%
176小九金服43.97-8.72%
177资本在线43.913.53%
178合力贷43.893.81%
179升值空间43.858.32%
180金财动力43.773.24%
181投复利43.726.30%
182中融宝43.721.44%
183三信贷43.622.28%
184e兴金融43.5710.04%
185丰汇金融43.5113.34%
186四海众投43.519.92%
187洋葱先生43.480.13%
188量子金融43.474.67%
189沙小僧43.4521.73%
190Formax金融圈43.42.63%
191金桥梁43.19-3.98%
192中融投43.1622.94%
193投米网43.1633.69%
194好收益43.0126.32%
195小鸡理财42.942.33%
196无忧车贷42.9412.39%
197恩科e贷42.936.85%
198小贷吧42.9321.08%
199糖果金融42.9116.98%
200喵喵客42.7725.75%
201壹佰金融42.710.81%
202喔喔贷42.679.87%
203元宝36542.54-1.73%
204恒信易贷42.381.33%
205工场微金41.83-23.71%
206前海惠农41.69-5.13%
207宜聚网41.54-1.42%
208集利财富41.250.70%
209轻易贷41.22-8.77%
210小微时贷41.198.54%
211东方车贷41.1713.65%
212后河财富41.1711.73%
213金盈所41.1611.29%
214星月创投41.068.56%
215立业贷41.02-8.71%
216小平贷41.018.24%
217阿朋贷419.52%
218宝象金融40.88-2.58%
219汇通易贷40.793.43%
220智佳金服40.792.34%
221前金融40.754.03%
222天玑汇富40.7510.21%
223联连理财40.71-6.22%
224中兴财富40.676.12%
225168理财网40.673.42%
226丰投网40.617.64%
227钱盒子40.590.44%
228信和大金融40.59-4.91%
229鄂汇金融40.385.34%
230粒子财富40.2816.76%
231聚车金融40.268.54%
232道口金融网40.267.10%
233e微贷40.25-1.27%
234来融金服40.213.70%
235华赢贷40.15-1.77%
236隆金宝40.1-9.01%
237泰山金融40.0211.63%
238广富宝40-6.97%
239融通资产39.985.58%
240地标金融39.977.98%
241融信网39.93-3.15%
242融投贷39.868.16%
243德众金融39.860.61%
244信和贷39.857.50%
245日日昌39.827.01%
246汇投网39.7216.71%
247有融网39.71-7.39%
248众房宝39.71-2.11%
249e葱金融39.7-2.72%
250万家贷39.673.32%
251摇财树39.646.27%
252淘淘金39.53-11.87%
253相融网39.538.27%
254银巴克39.48-9.07%
255鲁金所39.296.66%
256步步盈39.2316.86%
257银承派39.212.17%
258分利宝39.14-24.61%
259民投金融39.09-4.58%
260金信网38.97-7.46%
261万富宝38.9112.79%
262车易贷38.85-6.50%
263九斗鱼38.71-7.40%
264乐投壹佰38.6924.58%
265融资易38.6513.58%
266钱满仓38.64-11.65%
267禾泰财富38.6315.89%
268利民网38.584.81%
269泰然金融38.53-15.15%
270汇理财38.43-2.64%
271通通理财38.372.94%
272木头人38.3410.65%
273壹心贷38.34-12.49%
27458财福38.3121.56%
275众金在线38.25-3.12%
276祺天优贷38.25-4.10%
277金融社38.197.42%
278网汇贷38.181.52%
279锦绣钱程38.1218.89%
280奇乐融38.09-10.89%
281粤商贷38.06-4.32%
282豫商贷38.044.81%
283车财网38.036.89%
284欧亚金融38.038.60%
285京金所3816.26%
28651帮你382.11%
287普惠理财37.94-5.86%
288知财网37.926.08%
289中再融37.87-0.51%
290中金贷37.838.11%
291利得行37.83.92%
292百合贷37.7717.86%
293微车融37.745.46%
294小小理财37.677.55%
295中潮金服37.62-3.10%
296鼎信贷37.5515.13%
297小微金融37.526.81%
298胖毛在线37.524.95%
299喜投网37.44.02%
300联投银帮36.882.45%
301今金贷36.0114.71%
302投促金融35.935.41%
303网筹金融35.9213.44%
304九信金融35.873.91%
305改革牛35.843.70%
306聚宝珠35.82-10.47%
307异享金融35.815.21%
308禧龙来35.778.10%
309甬e贷35.7713.29%
310秒贷金融35.7310.74%
311就爱金融网35.6811.38%
312医购贷35.6714.34%
313爱当宝35.626.35%
314中融通贷35.54.74%
315快快贷35.443.25%
316牛娃互联网金融35.42-5.19%
317众贷汇35.39-15.04%
318脐橙金融35.36-0.97%
319富春贷35.340.00%
320企额贷35.295.23%
321合家金融35.293.98%
322新富创投35.294.27%
323农泰金融35.257.24%
324财富智汇35.189.89%
325小猪罐子35.141.70%
326惠众金融35.125.63%
327瑞达金服35.0210.95%
328陇e贷34.98-12.15%
329金投手34.88-5.42%
330共信赢34.87-3.89%
331优投金服34.8712.03%
332房易贷34.810.30%
333悦享金服34.799.83%
334便民投34.7719.96%
335念钱安34.72-7.67%
336固金所34.675.63%
337利聚网34.575.53%
338蜂涌理财34.442.76%
339方元金服34.370.18%
340金源贷34.34.80%
341简易贷34.28-1.65%
342有喜财富34.2813.94%
343迪迪贷34.2412.84%
344两只老虎34.24-18.96%
345大时贷34.11-1.35%
346拓天速贷34.17.91%
347华人金融34.1-4.68%
348银票网34.1-4.39%
349投呗34.075.88%
350钱来也34.0112.45%
351乐投创富33.97-5.08%
352财富派 (京)33.960.06%
353笨小孩理财33.7411.44%
354百泉贷33.692.37%
355皓添金融33.6311.82%
356金e柴神33.63-8.29%
357小富金融33.59.27%
358爱本地33.473.79%
359钱途在线33.466.83%
360皖都金融33.4523.37%
361爱鸿森33.42-6.57%
362云钱袋33.4-5.30%
363财缘网33.39-1.77%
364快捷财富33.2713.38%
365贷贷兴隆33.11-8.92%
366袋鼠妈妈33.17.52%
367前海广深发33.115.47%
368车富8833.19.06%
369浙昌贷33.05-7.80%
370安心de利331.69%
371稳贷网32.96-5.44%
372车e融32.92-13.20%
373优车融32.835.88%
374为为贷32.748.29%
375财小主32.7-5.60%
376中储贷32.6814.38%
377石榴壳32.6410.17%
378财富派32.528.44%
379车赚32.47-2.24%
380一点钱32.45-15.40%
381冰川财富32.42-4.85%
382亿亿理财32.368.45%
383泛湾天域32.3524.64%
384爱蚂蚁32.337.71%
385众可贷32.14-1.90%
386寻贷网32.149.21%
387诚投在线32.134.41%
388前海领投32.077.31%
389信融投资31.95-0.91%
390利好贷31.922.75%
391珠宝平安贷31.915.51%
392创融在线31.85-0.60%
393红顶金融31.85.26%
394财富50031.813.76%
395赢贷通31.730.81%
396聚宝网31.71-0.98%
397我要投31.6810.10%
398银强金融31.5913.28%
399看看钱包31.59-7.07%
400融众财富31.5816.38%
401汇贷天下31.512.95%
402精融汇31.5110.66%
403鼠贷金融31.5-9.89%
404雪山贷31.431.88%
405新富金融31.387.68%
406蜜蜂财富31.360.00%
407皖乾商贷31.29-1.54%
408益投网贷31.2817.17%
409融商贷31.257.14%
410九金所31.22-1.59%
411闲钱宝31.1628.75%
412玖玖金融31.137.86%
413跃龙财富31.114.13%
414分钱网31.071.10%
415鸿学金信31.06-6.88%
416海鸥金服31.039.21%
417惠恩资本30.910.10%
418瑞银创投30.87-2.47%
419金牌理财30.87-3.01%
420沃联财富30.815.20%
421善林宝30.7346.00%
422森昊好时贷30.635.62%
423易贷在线30.622.29%
424工艺通30.55-1.96%
425赣商贷30.550.64%
426鱼猫金服30.532.40%
427阳光易贷30.5210.88%
428点石金融30.375.45%
429徽金猫30.366.97%
430隆泰贷30.33-5.44%
431真鑫贷30.26-5.98%
432私房投30.2420.17%
433即利网30.2-3.61%
434爱上贷30.1-7.01%
435日融财富30.10.29%
436蜀丰财富304.59%
437福银票号29.97-4.31%
438律信智投29.9-1.33%
439轩辕财富29.8519.06%
440惠富天下29.88.54%
441建工E贷29.7821.29%
442国民丰泰29.730.63%
443码头益29.6816.15%
444微E贷29.686.72%
445富金利29.66-13.33%
446深创金服29.6118.79%
447筷来财29.40.00%
448360金融29.391.56%
449优聚投29.318.39%
450介贷网29.26-6.43%
451盈金所29.231.55%
452微邦金融29.197.32%
453速贷10029.1311.48%
454温易贷29.18.48%
455联豪创投29.068.91%
45651如易贷28.923.28%
457锐盈财富28.910.68%
458贷未来28.8614.89%
459飞特金融28.8315.65%
460艺点理财28.773.59%
461百财车贷28.71.72%
462熊猫贷28.514.08%
463178网贷28.4622.49%
464聚融在线28.4620.88%
465惠车贷28.433.62%
466众联财富27.7716.71%
467乐投贷27.458.98%
468睿信财富27.434.06%
469融之家27.38-6.73%
470融金桥27.16.02%
471创贷网27.119.36%
472点点财富27-7.60%
473股优网26.974.16%
474慧融财富26.96-10.98%
475合伙人金融26.93-15.27%
4761号钱庄26.759.11%
477迅泊达26.670.13%
478蜂缘财富26.64-4.58%
479黔商贷26.66.64%
480微品金融26.5-10.75%
481金路投26.45-2.27%
482中国融信贷26.42-3.51%
483微易贷26.371.66%
484顺顺贷26.28-3.92%
485创乐财富26.13-4.86%
486金福财富26.093.01%
487鼎诚创投26.02-22.91%
488瑞涛财富25.8314.36%
489阜阳金融网25.715.61%
490千企贷25.56-3.88%
491金控网贷25.38-22.66%
492千金e诺24.9314.81%
493前金所24.74-10.46%
494小白菜理财24.42-8.27%
495浙江车贷网24.4-16.08%
496智融会24.322.77%
497普天金服24.0211.62%
498创绩宝23.7418.76%
499首信创投23.737.30%
500惠金贷23.597.30%



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