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2017年2月贷罗盘数据月报(2350家平台)

2023-05-10 14:56:27

各位亲爱的投资人:

大家好,

贷罗盘团队正在开发新版本的APP,目前团队人力比较紧张,导致这次月报出得比较晚,抱歉了。

新版本的APP将有许多新的特性,可以更方便的帮到投资人甄选出优质平台,也希望到时大家能多提宝贵意见。


2月份行业的关键词:标荒,降息,合规。


年初资产比较少是周期性的正常现象,到4月份会开始好转。许多投资人也在抱怨这个问题,手上的钱都投不进去很郁闷。小罗要给的建议是耐心点,真正优质的大平台实际情况就这样,侧面上是可以给平台安全性加分的。那些自融的平台任何时候都有标,问题是,你敢投么?


降息是老生常谈的问题了,我们预计中大平台的收益率会降到7-8%左右才能稳定下来。能持续盈利才是平台安全的最大加分项。收益率大伙也不要抱有太高期望了,再不济,也比银行理财高一倍嘛。


合规的问题目前越来越紧迫,,大家投标钱除了背景,排名,口碑方面,也要多关注平台的合规性,比如银行存管有没有落地呀,是不是已经都是小额的标的呀,多看多观察多思考,做个聪明理智的投资人。


另外,2月份仅有2家新平台上线,创历史新低。



1
贷罗盘示范投资


大家有空可以参考一下贷罗盘的示范投资(列表如下),截至到今天,已经安全运行一周年了哦。


贷罗盘示范基金1号(稳健型)

陆金所, 投资12万,利率5.48%

微贷网, 投资10万,利率6.86%

宜人贷, 投资12万,利率7.40%

开鑫贷, 投资12万,利率7.10%

链家理财, 投资10万,利率6.48%


贷罗盘示范基金2号(平衡型)

有利网, 投资10万,利率8.00%

人人贷, 投资10万,利率8.80%

投哪网, 投资10万,利率10.00%

桔子理财, 投资10万,利率8.00%

搜易贷,投资5万,利率7.30%

翼龙贷,投资5万,利率7.30%


贷罗盘示范基金3号(收益型)

钱盆网, 投资5万,利率14.00%

丁丁贷, 投资5万,利率16.00%

普汇云通, 投资5万,利率12.00%

图腾贷, 投资5万,利率14.10%

果树财富,投资5万,利率14.50%

沪商财富,投资5万,利率14.50%

知商金融,投资5万,利率12.00%


贷罗盘示范基金活期(高流动型)

真融宝, 投资3万,利率6.28%


对其他平台的点评,可以查看我们历史的数据文章,都有点评。




2
本月平台活动推荐



目前各大平台(微贷网,短融网,理财范,麻袋理财,拍拍贷等)的活动都纷纷在返利魔方上架,有兴趣的投资人可保持关注。

投资人可以登录m.fanlimofang.com自己查阅,

或者关注微信公众号:网贷魔方



3
大盘数据


大盘数据如下:(大盘数据取自12家综合实力较强平台综合而成)

交易指数:24328.87,较上月均值下降0.03%

资金流指数:104135.38,较上月均值下降42.06%

人气指数:28033.04,较上月均值上升7.87%

贷款余额指数:8524657.12,较上月均值上升10.51%

流动性指数:10.11,较上月均值上升1.45%

分散度指数:9.35,较上月均值上升39.62%

忠诚度指数:2.21,较上月均值上升0.89%

利率指数:7.61,较上月均值下降5.33%

大盘数据点评:

1、大盘的交易/资金流指数在降低,反而人气指数在上升,和目前钱多标少的情况是相对应的。如果遇到优质平台并且有不错收益率的标就快抢吧!现在排队的资金太多。

2、分散度指数上升了39.62%,这是一个不大健康的苗头。我们推测是年初标荒导致平台不得已接入了一些大额标的,希望投资人在投标之前认真查看标的情况,遇到集中度太大的平台还是绕道为好。

3、其他指数表现正常。



4
平台变化情况


2017年2月新上线平台 :2家 

金盛源 、辰福投资 


2017年2月新增问题平台: 82家,具体名称可登录贷罗盘查看




5
综合评级排行榜TOP 500



综合评级基于6家评级数据得出:

网贷之家 / 网贷天眼 / 贷罗盘 / 融360 / 星火评级 / 羿飞评级

排名平台名称评级变化幅度
1陆金所87.38-1.08%
2微贷网79.614.86%
3人人贷76.925.66%
4宜人贷76.454.46%
5拍拍贷75.34.53%
6积木盒子72.9712.55%
7有利网71.443.83%
8开鑫金服70.694.83%
9投哪网69.755.76%
10爱钱进68.353.71%
11点融网64.778.26%
12翼龙贷62.761.60%
13麻袋理财62.545.74%
14宜贷网60.473.89%
15银湖网58.9912.54%
16鑫合汇58.889.12%
17民贷天下58.535.82%
18东方汇58.227.83%
19PPmoney57.494.05%
20团贷网57.180.32%
21鹏金所57.1114.84%
22红岭创投56.9312.21%
23付融宝56.566.55%
24生菜金融56.5212.81%
2591旺财55.785.94%
26人人聚财54.9310.08%
27友金所54.568.13%
28银客理财54.4911.88%
29理财范54.176.65%
30信和大金融54.0518.19%
31和信贷53.513.22%
32信用宝53.210.45%
33短融网52.9913.81%
34爱钱帮52.4410.26%
35你我贷52.115.94%
36众信金融51.7111.63%
37口袋理财51.1511.53%
38向上金服51.127.15%
39融金所50.9513.11%
40铜掌柜50.645.69%
41365易贷49.8511.80%
42米缸金融49.678.15%
43首金网49.6511.69%
44金银猫49.646.80%
45玖融网49.6310.23%
46永利宝49.4720.08%
47融贝网49.1415.45%
48温州贷49.0316.08%
49诺诺镑客48.979.51%
50人众金服48.8418.25%
51银豆网48.8310.32%
52珠宝贷48.413.58%
53信融财富47.8413.61%
54图腾贷47.7111.10%
55聚宝匯47.59.15%
56抱财网47.43.26%
57合拍在线47.3613.42%
58果树财富47.2413.52%
59沪商财富46.9527.50%
60小微金融46.9113.80%
61金融工场46.8811.94%
62元宝36546.6617.31%
63达人贷46.6510.98%
64好贷宝46.5517.80%
65链家理财46.482.38%
66拓道金服46.475.25%
67易港金融46.4618.37%
68丁丁贷46.3315.00%
69金开贷46.311.99%
70广信贷46.287.30%
71迷你贷46.2613.64%
72博金贷46.188.90%
73邦帮堂45.984.66%
74普惠家45.6519.13%
75多赢45.5815.61%
76合时代45.537.34%
77理想宝45.459.73%
78联金所45.3813.78%
79合盘贷45.315.22%
80广州e贷45.228.51%
81e融所45.1613.76%
82Formax金融圈454.19%
83道口贷451.26%
84多多理财44.9317.89%
85礼德财富44.9115.40%
86中瑞财富44.8912.14%
87旺财谷44.6616.30%
88汇盈金服44.4513.36%
89十六铺金融44.3916.37%
90合力贷44.3311.49%
91招商贷44.216.86%
92爱投资44.069.84%
93钱爸爸43.9712.44%
94微金所43.737.52%
95今日捷财43.735.82%
96君融贷43.6811.68%
97小猪罐子43.660.00%
98小猪理财43.4934.69%
99一起好43.4122.35%
100连资贷43.428.39%
101乐享宝43.1813.69%
102恒易融43.1557.19%
103三信贷42.8716.67%
104沃时贷42.7515.41%
105福银票号42.6716.29%
106金宝保42.64-5.47%
107小狗钱钱42.5714.99%
108城城理财42.58.19%
109摇财树42.516.03%
110九斗鱼42.4718.02%
111祺天优贷42.2123.72%
112资本在线42.1514.62%
113金信网42.097.34%
114共信赢42.087.88%
115阿朋贷41.921.24%
116华人金融41.756.26%
117泰然金融41.75.53%
118钱保姆41.6716.99%
119领投鸟理财41.6728.49%
120新新贷41.6519.43%
121钱盆网41.2811.80%
122E微贷41.0514.07%
123中融投40.7721.37%
124杉易贷40.774.09%
125口贷网40.716.54%
126小九金服40.546.61%
127后河财富40.538.24%
128浩禄金融40.4515.26%
129好好理财40.4316.04%
130诚汇通40.3611.66%
131光大分利宝40.3211.44%
132车能贷40.2812.57%
133金投手40.2836.97%
134汇理财40.283.65%
135温商贷40.263.27%
136融金宝40.1718.96%
137新联在线40.119.07%
138爱本地4027.48%
139网利宝39.993.33%
140投融家39.988.74%
141多融财富39.879.21%
142钱贷网39.833.55%
143安心贷39.6917.57%
144乐投天下39.668.45%
145绿化贷39.5419.90%
146两只老虎39.5210.18%
147中广核富盈39.5119.27%
148花果金融39.4810.47%
149喜投网39.398.71%
150多宝贷39.3924.80%
151可溯金融39.3422.12%
152浙财理财39.320.00%
153丰汇金融39.266.86%
154乐居财富39.2214.71%
155华赢贷39.198.50%
156石投金融39.187.24%
157星月创投39.1121.44%
158森昊好时贷39.114.36%
159亲亲小贷39.079.28%
160爱米理财39.0317.90%
161钱满仓39.0119.68%
162聚金资本38.9917.03%
163隆金宝38.975.42%
164168理财网38.828.36%
165投复利38.7651.13%
166升值空间38.7412.16%
167金财动力38.7110.20%
168易通贷38.67-2.42%
169众金在线38.6149.59%
170恒信易贷38.5612.15%
171淘淘金38.5418.95%
172易融恒信38.5334.66%
173钱吧金融38.5314.49%
174宝象金融38.4317.70%
175房金所38.4212.85%
176粤商贷38.4132.90%
177地标金融38.4116.56%
178中潮金服38.326.40%
179大麦理财38.294.07%
180皮城金融38.222.09%
181金桥梁38.1610.03%
182贷贷兴隆38.1613.56%
183冠e通38.115.77%
184易宝金融38.079.76%
185票据贷38.0616.16%
186联连理财37.9824.72%
187牛娃金融37.9715.91%
188小油菜37.9411.78%
189德众金融37.921.19%
190财富中国37.9128.45%
191有融网37.8331.93%
192国金宝37.686.96%
193e兴金融37.6714.81%
194诚信贷37.596.91%
195万盈金融37.5511.47%
196钱香37.47-1.31%
197蜜蜂财富37.3619.45%
198信广立诚贷37.3415.88%
199钱多多37.347.53%
200海金所37.295.24%
201惠投无忧37.2816.30%
202壹宝贷37.2720.05%
203果儿金融37.0520.71%
204e路同心37.041.11%
205ok贷37.0414.49%
206医界贷37.0226.94%
207融投贷377.23%
208利民网36.920.00%
209壹心贷36.8919.31%
210银票网36.7819.14%
211中兴财富36.7626.09%
212掌中财富36.7220.26%
213安心de利36.7115.85%
214联保投资网36.6714.92%
215金控网贷36.65-0.77%
216知商金融36.65-4.02%
217百财车贷36.628.15%
218金票通36.614.48%
219合拍贷36.591.74%
220钱增增36.5213.37%
221互融宝36.4929.28%
222钱盒子36.4515.84%
223易享贷36.431.39%
224口碑贷36.348.20%
225京金所36.3327.91%
226爱当宝36.3116.85%
227鄂汇金融36.2829.87%
228九金所36.2134.14%
229民民贷36.219.80%
230金源贷36.1216.60%
231温易贷36.1223.86%
232九信金融36.111.50%
233互贷网36.0118.36%
234大同行35.9917.28%
235普汇云通35.918.00%
236立业贷35.9114.08%
237长久贷35.8712.89%
238企额贷35.786.85%
239橙旗贷35.771.55%
240融通资产35.6616.52%
241微积金35.6419.81%
242圈圈贷35.6212.12%
243轩辕财富35.5425.93%
244中融通贷35.4818.59%
245易BANK35.425.30%
246钱内助35.32.00%
24751如易贷35.314.20%
248万家兄弟35.2914.32%
249酷宝盒35.2824.01%
250启腾财富35.2713.01%
251超爱财35.2728.75%
252皓添金融35.2619.60%
253微品金融35.2315.98%
254微金在线35.1821.11%
255豫商贷35.15-2.98%
256票据客35.13.99%
257新富金融35.115.15%
258财富智汇35.0514.08%
259爱蚂蚁35.0217.14%
260如意财富35.0112.32%
261小诺理财34.869.91%
262云钱袋34.86-3.37%
263合伙人金融34.8220.24%
264喔喔贷34.820.20%
265融资易34.7823.94%
266冰川财富34.7511.48%
267隆泰贷34.7415.46%
268信和贷34.7335.62%
269中国融信贷34.726.17%
270钱道网34.7113.43%
271智富36034.6740.21%
272百利市34.6613.86%
273汇投网34.654.81%
274隆隆网34.6220.39%
275智融财富34.5812.18%
276众可贷34.5334.30%
277投这家34.5114.12%
278天天财富34.528.13%
279金联储34.4719.23%
280龙贷34.4511.70%
281微车融34.4220.74%
282诚投在线34.415.74%
283首鸿财富34.3813.53%
284量子金融34.3516.75%
285壹佰金融34.3418.66%
286狮子座金融34.3314.67%
28751帮你34.319.02%
288普资华企34.295.99%
289易贷在线34.2716.58%
290洋葱先生34.2720.63%
291木头人34.2611.87%
292好收益34.2515.39%
293爱投金融34.2224.95%
294财火火34.221.59%
295聚有财34.141.99%
296鼎信贷34.1429.89%
297融信网34.145.34%
298贷财行34.1419.55%
29958财福34.129.94%
300熊猫贷34.095.33%
301优本财富34.098.01%
302拉拉财富34.0618.48%
303久信e贷34.0319.08%
304响當當3427.18%
305创融在线33.9714.83%
306金e柴神33.912.07%
307瑞涛财富33.914.82%
308浙昌贷33.877.02%
309宜聚网33.8614.27%
310米利财富33.847.51%
311乐投壹佰33.80.00%
312贵州网贷33.7123.42%
313亿钱贷33.694.89%
314六顺财富33.6626.63%
315真鑫贷33.6522.75%
316钱途在线33.617.43%
317余易贷33.5517.28%
318雍和金融33.5427.02%
319聚宝珠33.512.29%
320中青金服33.4916.34%
321梦想盈行33.49-0.78%
322众贷汇33.4610.70%
323简易贷33.3917.20%
324瑞银创投33.3321.50%
325今时贷33.3218.80%
326银巴克33.3122.81%
327安贷宝33.181.45%
328盈金所33.143.61%
329介贷网33.1330.57%
330皖都金融33.1226.75%
331车易贷33.077.27%
332平安理财网33.0121.11%
333快捷财富33.0111.21%
334睿信财富32.912.56%
335小鸡理财32.89-2.60%
336粒子财富32.8516.91%
337众易贷32.848.50%
338利得行32.823.43%
339丰泽财富32.819.46%
340协众金融32.786.97%
341中恒宝32.789.34%
342红顶金融32.756.90%
343178网贷32.7316.51%
344中融宝32.732.26%
345奇乐融32.5711.13%
346皖乾商贷32.2924.56%
347人文贷32.210.64%
348信融投资32.1718.78%
349步步盈32.1510.23%
350私房钱32.155.95%
351京都贷32.1322.98%
352就爱金融网32.1214.89%
353万家贷32.0411.00%
354雪莲借贷32.022.56%
355来融金服31.9710.71%
356鼠贷金融31.9425.25%
357蜀丰财富31.8912.07%
358前海领投31.890.03%
359迈信金融31.8311.68%
360百泉贷31.8218.36%
361赣商贷31.89.87%
362融商贷31.780.15%
363利聚网31.7729.41%
364小平贷31.756.42%
365广富宝31.7421.83%
366惠车贷31.7115.36%
367易互贷31.717.87%
368银象网31.6413.18%
369创贷网31.60.49%
370E葱金融31.655.07%
371农泰金融31.5417.02%
372利好贷31.5124.64%
373锐盈财富31.510.08%
374点理财31.460.00%
375宁安贷31.448.52%
376融众财富31.3823.08%
377胖胖猪31.361.34%
378飞特金融31.3425.24%
379金海贷31.265.77%
380恒利网31.215.56%
381沃联财富31.182.46%
382亿信天合31.151.00%
383浙江车贷网31.1413.38%
384青岛汇泉贷31.112.15%
385优车融31.014.61%
386稳贷网30.9819.86%
387跃龙财富30.920.99%
388鲁金所30.924.90%
389欧亚金融30.793.79%
390迅泊达30.785.60%
391投储在线30.781.80%
392乐投贷30.7615.73%
393律金金融30.75-5.57%
394悦享金服30.7213.11%
395银承派30.687.24%
396宏信创投30.636.86%
397盛齐财富30.6118.60%
398优聚投30.619.95%
399车富8830.5913.12%
400光华财缘网30.5211.80%
401存利网30.46-0.41%
402百合贷30.415.81%
403看看钱包30.39-1.69%
404禾泰财富30.39-5.64%
405闲钱宝30.34-0.22%
406善林宝30.3325.89%
407医购贷30.312.59%
408投资吧30.2810.23%
409艺点理财30.2713.67%
410网筹金融30.2516.52%
411胖毛在线30.24-8.18%
412百金贷30.2341.14%
413蜂缘财富30.23-0.69%
414财富派 (京)30.223.61%
415甬e贷30.18-0.14%
416赶贷网30.1810.90%
417秒贷金融30.1720.01%
418钱来网30.1648.20%
419金牌理财30.169.18%
420聚车金融30.15-9.41%
421汉沃财富30.13-5.57%
422利巨人30.08-4.66%
423汇通易贷30.084.67%
424泰山金融30.0713.70%
425车赚30.038.43%
426玖玖金融30.0316.37%
427黔商贷29.9712.94%
428华众金服29.960.82%
429益合贷29.930.23%
430快联财富29.930.04%
431网投网29.9142.36%
432千企贷29.86-3.74%
433艺融网29.83-3.15%
434房易贷29.7511.59%
435鼎诚创投29.7114.58%
436爱鸿森29.6711.32%
437日融财富29.6612.91%
438糖果金融29.63-10.62%
439钜宝盆29.6311.54%
440融之家29.589.18%
441前海财富29.588.25%
442固金所29.5444.56%
443联投金融29.537.36%
444众联财富29.436.54%
445大时贷29.42-0.86%
446建工E贷29.411.81%
447合众e贷29.289.40%
448优投在线29.253.44%
449为为贷29.251.24%
450小微时贷29.1924.67%
451易米阳光29.18-9.98%
452财富派29.13-3.28%
453金福财富29.010.00%
454万富宝28.999.56%
455银狐财富28.7837.33%
456五岳贷28.67-0.28%
457种子拼图28.65-4.25%
458光合种子28.552.12%
459分钱网28.51-9.88%
460满益网28.49-4.84%
461微E贷28.412.60%
462金融社28.37-2.34%
463惠富天下28.324.68%
464平平贷28.3-3.85%
465微易贷28.2234.32%
466爱上贷28.22-0.38%
467车融资28.22-7.79%
468股优网28.210.35%
469聚融在线28.196.86%
470金瑞龙28.0710.98%
471前海广深发27.96-1.56%
472点点财富27.88-9.95%
473淘收益27.87-9.80%
474车邦贷27.770.82%
475微邦金融27.76-2.75%
476前金所27.760.00%
477信通袋27.728.03%
478寻贷网27.66-8.40%
479小富金融27.61-5.52%
480锦绣钱程27.5716.61%
481码头益27.52-4.66%
482360金融27.440.93%
483惠众金融27.441.00%
484律信智投27.372.98%
485手投网27.3-4.45%
486飞鸟金融27.28-18.11%
487易e贷27.26-7.72%
488私房投27.23-11.18%
489产融贷27.22-1.24%
490大众贷27.1715.72%
491创乐财富27.07-4.74%
492龙城易贷271.14%
4931号钱庄26.9810.16%
494万利金融26.91-13.15%
495前沿财富26.8715.10%
496房融所26.78-6.80%
497找银子26.78-8.68%
498汇贷天下26.67-4.13%
499拓天速贷26.62-3.31%
500奔宝贷26.52-3.74%


友情链接