北京理财网平台

2017年12月贷罗盘数据月报(2296家平台)

罗盘数据2019-04-14 08:29:57

十二月点评

各位罗盘粉,各位P2P的同行,大家好,先祝贺大家又长大一岁,预祝大家新的一年钱包鼓鼓,收益多多。


P2P陪伴着我们又走过了一年,2017年的P2P行业走得并不轻松,各种监管大招在这一年持续的释放,有鲜花也有泪水,跑路不少,倒闭不少,融资不少,上市也不少,一边是火焰一边是海水。


随着监管落地期的临近,P2P不断的向合规靠拢,整体来说,2017年属于P2P正式全面启动合规化的一年。


但是客观的说,至少在这个时间点,P2P的社会影响,还是偏负面的,大众对行业的认知还是停留在“跑路”,“担心”等负面的词汇上。虽然行业的待收余额持续增长,相比整个理财行业,P2P仅仅是冰山一角。


反过来说,行业的上升空间实际上还非常大。在未来,大型平台有怎么样夸张的增速,小罗都不会奇怪。几万亿到几十万亿,其实并不遥远。一旦监管落地,合规搞定,备案完成,社会上的负面口碑消除,老百姓的支付能力会超过常人的想象,行业人要考虑的,一定是怎么去持续挖掘优质资产,钱,无需多虑。


在网贷行业,还有非常多的隐藏独角兽,磨刀霍霍,等待临界点。一旦跨过那个节点,又将迎来一波上市潮。剩者为王,在所有行业似乎都是铁律,尤其是网贷行业。


再过1个多月就过年了,各个平台都在做活动拉住资金,聪明的投资人在这个时间节点应该知道怎么做。不知道的,小罗再重复一遍,这2个月跑路的好戏肯定不少,麻烦看紧自己的钱袋子,不要在乎野鸡平台多的那几个点的收益,一定要找稳健的平台过冬。一旦走上维权的老路,钱要不回来不说,还要搭上大量的精力和精神的损失,何苦。


年底比较合理的策略是1月-2月上旬,把钱留出来,锁定一线平台的活动长期标。具体活动可以参考返利魔方或其他返利平台。


好了,就说这么多,预祝大家2018年理财战绩辉煌。





贷罗盘示范投资


12月贷罗盘示范投资,根据一些平台目前的运营情况,做了一些调整,目前投资情况如下:

贷罗盘示范投资1号(稳健型)

陆金服       5.48%   12万

有利网       8.00%   10万

人人贷       8.80%   10万

宜人贷       7.40%   12万

开鑫金服   7.10%   12万

链家理财   6.48%   10万

信而富      7.01%    10万


贷罗盘示范投资2号(平衡型)

拍拍贷       7.20%     5万

微贷网       6.86%     5万

投哪网      10.00%   10万

翼龙贷       7.30%     5万

搜易贷      7.30%      5万

玖富普惠   8.00%     10万

花虾金融  8.50%      10万


贷罗盘示范投资3号(收益型)

一点通财富 13.00%    5万

果树财富    12.50%   5万

沪商财富    14.40%   5万

钱盆网       14.00%   5万

小微时贷    15.50%   5万

中业兴融    11.50%   5万

票票喵        8.50%    5万


贷罗盘活期示范投资(高流动型)

星火钱包    6.03%     5万

联连理财    8.20%     5万

简理财       6.60%     5万




本月平台活动推荐


目前各大平台(宜人贷 简理财 微贷网  理财范 投哪网 玖富  51人品  宜贷网 等)的活动都纷纷在返利魔方上架,有兴趣的投资人可保持关注。


投资人可以下载返利魔方APP参与活动,提升收益率。

或者关注微信公众号:魔方活动


返利魔方用户QQ群号:423228685




大盘数据

大盘数据取自17家综合实力较强平台综合而成


交易指数:        6316.71,     较上月均值下降5.65%

资金流指数    17335.20,   较上月均值上升33.74%

人气指数:        6950.52,     较上月均值下降2.28%

贷款余额指数: 598549.69, 较上月均值上升4.71%

流动性指数:     7.98,          较上月均值上升15.40%

分散度指数:     10.17,        较上月均值上升23.42%

忠诚度指数:     1.34,          较上月均值上升3.10%

利率指数:         9.71,         较上月均值上升2.66%



从数据来看,资金流指数大幅上升是因为渡过资产待还高峰期后,11月数据大幅下降,12月企稳后的自然又大幅上扬。分散度上升23.42%,我们判断是12月很多平台业绩没完成,引入了一些大额标的完成任务,导致分散度表现变差。其他数据表现正常。




平台变化情况


2017年12月新上线平台 : 10家 ,列表如下:

小雨投资  佑昌财富  浣熊理财  小米富  圣力菲金融  惠宣金融  盾金所  方捷金融

中商基金  融秉利金服


2017年12月新增问题平台: 79家,具体名称可登录贷罗盘查看




综合评级TOP500

综合评级基于6家评级数据得出:

网贷之家 / 网贷天眼 / 贷罗盘 / 融360 / 星火评级 / 羿飞评级

(由于字数限制,只能贴出前500位的平台。想了解更多可登陆贷罗盘查看。)

排序平台名称评级评级变化
1陆金所93.622.26%
2人人贷86.112.47%
3宜人贷84.03-1.60%
4投哪网79.83-1.20%
5有利网79.596.48%
6积木盒子77.990.40%
7爱钱进76.86-0.26%
8微贷网76.58-4.44%
9翼龙贷73.63-0.87%
10小赢网金72.051.13%
11团贷网71.32-1.41%
12和信贷70.892.84%
13宜贷网70.55-1.07%
14银湖网67.92-0.60%
15点融网66.59-0.45%
16你我贷66.241.81%
17人人聚财65.852.35%
18开鑫金服64.771.79%
19懒财网64.240.00%
20生菜金融62.932.01%
21友金服62.722.31%
22图腾贷62.380.81%
23凤凰金融62.272.82%
24爱钱帮62.094.81%
2591旺财61.82.30%
26分利宝61.318.07%
27中业兴融61.234.50%
28广信贷60.871.19%
29e融所60.84-1.39%
30拓道金服60.613.26%
31信用宝60.453.38%
32PPmoney网贷60.440.10%
33付融宝60.42-1.18%
34红岭创投60.031.27%
35理财范60.025.01%
36财富星球59.991.71%
37链家理财59.87-0.12%
38玖融网59.78-0.99%
39银谷在线59.18-0.14%
40迷你贷59.091.70%
41果树财富59.0611.50%
42君融贷59.056.61%
43民贷天下58.94-5.72%
44短融网58.070.07%
45联金所57.926.91%
46鹏金所57.860.96%
47银豆网57.761.61%
48向上金服57.63.74%
49沪商财富56.774.04%
50易港金融56.6-1.67%
51温商贷56.47-4.71%
52可溯金融56.120.32%
53礼德财富55.874.15%
54抱财网55.73-0.25%
55e路同心55.61.96%
56理想宝55.551.74%
57信融财富55.362.07%
58达人贷55.343.04%
59大麦理财55.142.99%
60道口贷55.14-2.24%
61融贝网55.134.27%
62东方汇55.12-4.27%
63普汇云通55.076.62%
64网利宝554.33%
65钱盆网54.792.09%
66连资贷54.644.93%
67首金网54.431.12%
68嘉石榴54.174.54%
69珠宝贷543.99%
70365易贷53.983.51%
71融金所53.973.73%
72今日捷财53.932.80%
73米庄理财53.9110.11%
74知商金融53.4512.99%
75口袋理财53.42-6.24%
76金开贷53.333.90%
77搜易贷53.26-6.47%
78链链金融53.21-0.20%
79博金贷53.190.60%
80永利宝53.10.05%
81口贷网52.864.10%
82人众金服52.723.14%
83合众e贷52.658.14%
84麦子金服财富52.3-0.72%
85民投金服52.222.94%
86联连理财52.220.22%
87丁丁金服52.033.59%
88小猪理财52.03-0.78%
89互融宝51.851.75%
90钱香51.792.33%
91投融家51.63-0.35%
92来存吧51.560.00%
93小诺理财51.34-3.76%
94宝点网51.339.77%
95金银猫51.14-1.29%
96小狗钱钱51.144.52%
97金融工场51.13-6.76%
98新升贷51.12-0.86%
99杉易贷51.02-0.07%
100普惠家50.91-5.37%
101新联在线50.893.02%
102金联储50.885.80%
103合时代50.698.13%
104钱贷网50.625.37%
105广州e贷50.42-3.12%
106白菜金融50.396.01%
107铜掌柜50.33-1.30%
108多赢普惠50.28-2.87%
109紫金所50.28-0.93%
110乾贷网50.254.81%
111金筑财富50.1850.02%
112花果金融50.084.77%
113旺财谷49.997.31%
114新新贷49.880.14%
115易通贷49.842.83%
116星火钱包49.724.80%
117冠e通49.712.90%
118米缸金融49.620.46%
119洋钱罐49.6-17.71%
120花虾金融49.530.90%
121合盘理财49.421.58%
122乐享宝49.33-1.08%
123国金宝49.014.04%
124网投网48.735.96%
125爱投资48.680.31%
126钱爸爸48.610.85%
127诚汇通48.61.60%
128易融恒信48.479.22%
129爱投金融48.3911.06%
130招商贷48.23.49%
131互惠理财48.1112.31%
132中融宝48.111.61%
133安捷财富48.066.32%
134聚优财48.01-5.73%
135石投金融47.811.14%
136安心贷47.666.37%
137小油菜47.510.73%
138多多理财46.99-0.13%
139立业贷46.814.16%
140汇盈金服46.8-3.82%
141金投行46.69-8.08%
142万盈金融46.66-4.94%
143金宝保46.63-1.21%
144惠投无忧46.5110.50%
145智富36046.51-2.12%
146一点通财富46.474.30%
147首E家46.45-3.48%
148百金贷46.217.13%
149合拍在线46.11-0.87%
150零用贷46.08-7.54%
151祺天优贷46.0315.38%
152小树时代理财45.998.99%
153乐居财富45.984.64%
154沃时贷45.96-4.95%
155融信网45.8811.26%
156金桥梁45.611.38%
157隆金宝45.583.42%
158三益宝45.536.99%
159绿化贷45.447.57%
160小鸡理财45.318.00%
161钱多多45.29-2.89%
162汇通易贷45.2614.77%
163聚宝匯45.220.09%
164大同行45.194.79%
165淘淘金45.080.49%
166信和大金融45.015.43%
167金财动力44.835.75%
168掌中财富44.810.20%
169Formax金融圈44.85.95%
170钱保姆44.740.39%
171小九金服44.63-7.34%
172一起好44.45-5.25%
173借贷之家44.42-0.22%
174合力贷44.374.94%
175三信贷44.354.00%
176聚金资本44.272.48%
177e微贷44.258.54%
178汇诚金服44.21-2.25%
179梦想盈行44.174.81%
180京金所44.1435.05%
181投复利43.926.78%
182升值空间43.918.47%
183恒信易贷43.94.97%
184恩科e贷43.859.15%
185一点钱43.8214.22%
186民投金融43.86.91%
187泰然金融43.78-3.59%
188普惠理财43.718.44%
189有融网43.681.86%
190金瑞龙43.615.53%
191钱盒子43.597.89%
192米金社43.518.40%
193华赢贷43.516.43%
194好好理财43.445.01%
195地标金融43.4417.35%
196元宝36543.28-0.03%
197喵喵客43.2527.15%
198信广立诚贷43.247.41%
199融金宝43.171.32%
200沙小僧43.1420.87%
201洋葱先生43.07-0.80%
202宝象金融43.042.56%
203渝金所42.911.87%
204九斗鱼42.782.32%
205小微时贷42.7512.66%
206壹佰金融42.740.86%
207轻易贷42.71-5.50%
208广富宝42.71-0.67%
209钱内助42.710.68%
210前海惠农42.56-3.13%
211宜聚网42.50.83%
212邦帮堂42.15-6.90%
21358车贷41.883.99%
214钜宝盆41.461.79%
215车易贷41.3-0.60%
216e葱金融41.291.17%
217智佳金服41.213.39%
218量子金融41.16-0.90%
219欧亚金融41.1517.50%
220郑投网41.12-1.68%
221资本在线41.06-3.18%
222奇乐融41.05-3.97%
223钱满仓41.04-6.16%
224云钱袋40.9616.14%
225两只老虎40.96-3.05%
226聚车金融40.9510.38%
227四海众投40.943.44%
228融租e投40.92-0.67%
229鄂汇金融40.686.12%
230喔喔贷40.644.65%
231信和贷40.619.56%
232东方车贷40.5211.84%
233多宝贷40.49-3.69%
234金信网40.46-3.92%
235众房宝40.46-0.27%
236陇e贷40.421.49%
237中广核富盈40.416.41%
238摇财树40.077.43%
239车e融40.065.62%
240丰汇金融40.024.23%
241德众金融40.020.99%
242金e柴神39.938.90%
243利得行39.939.78%
244金融社39.9212.31%
245利民网39.858.25%
246天玑汇富39.837.74%
247无忧车贷39.784.10%
248投米网39.7823.22%
249后河财富39.757.87%
250木头人39.6114.31%
251果儿金融39.5912.90%
252知财网39.5610.67%
253汇理财39.530.14%
254小平贷39.534.34%
255好收益39.4916.01%
256前沿财富39.455.03%
257前金融39.440.69%
258互贷网39.4317.13%
259集利财富39.38-3.86%
260乐投创富39.329.86%
261糖果金融39.327.20%
262融资易39.3115.53%
263车能贷39.27-0.11%
264聚宝珠39.27-1.85%
265日日昌39.235.44%
266豫商贷39.197.99%
267联投银帮39.178.79%
268胖毛在线39.1530.43%
269众贷汇39.15-6.02%
270鲁金所39.116.18%
271万家贷38.951.43%
272融通资产38.892.71%
273小贷吧38.829.48%
274钱吧金融38.71-3.43%
275万富宝38.6512.03%
276禧龙来38.5716.54%
277中兴财富38.530.54%
278168理财网38.52-2.05%
279道口金融网38.492.41%
280微车融38.467.48%
281通通理财38.443.13%
282喜投网38.276.44%
283小小理财38.29.07%
284牛娃互联网金融38.182.18%
285融投贷38.183.59%
286方元金服38.1511.20%
287华人金融38.16.48%
288企额贷3813.32%
289财缘网37.9911.74%
290小微金融37.998.12%
291爱鸿森37.895.90%
292壹宝贷37.8716.83%
293简易贷37.88.43%
294新富创投37.811.69%
295银巴克37.79-12.97%
296金盈所37.762.10%
297恒易融37.7-16.69%
298中再融37.67-1.04%
299银狐财富37.6212.59%
300粒子财富37.629.06%
301财小主37.618.57%
302网汇贷37.59-0.03%
303金源贷37.5914.85%
304e兴金融37.47-5.35%
305粤商贷36.21-8.98%
30651帮你36.07-3.07%
307泰山金融36.020.48%
308中融投35.892.23%
309中潮金服35.88-7.59%
310念钱安35.88-4.58%
311爱本地35.8211.06%
312快快贷35.84.30%
313鸿学金信35.526.48%
314相融网35.49-2.79%
315银承派35.44-7.63%
316投呗35.4310.09%
317秒贷金融35.429.79%
318九信金融35.42.57%
319易享贷35.341.86%
320利聚网35.37.76%
321贷贷兴隆35.29-2.93%
322银票网35.28-1.06%
323壹心贷35.19-19.68%
324投促金融35.123.04%
325今时贷35.111.31%
326鼠贷金融35.080.35%
327共信赢35.07-3.34%
32851如易贷35.0225.07%
329稳贷网35.010.42%
330瑞达金服34.9910.85%
331百泉贷34.936.13%
332车财网34.9-1.89%
333禾泰财富34.874.62%
334蜂涌理财34.874.05%
335甬e贷34.810.22%
336汇投网34.691.92%
337金投手34.67-5.98%
338固金所34.545.21%
339安心de利34.476.22%
340笨小孩理财34.4613.80%
341异享金融34.3310.48%
342合家金融34.331.15%
343快捷财富34.2916.84%
344农泰金融34.254.19%
345拓天速贷34.28.23%
346就爱金融网34.196.72%
347来融金服34.05-3.68%
348财富50033.9521.44%
349迪迪贷33.9211.80%
350分钱网33.910.29%
351小猪罐子33.87-1.98%
352真鑫贷33.875.22%
353乐投壹佰33.838.92%
354医购贷33.838.44%
355领投鸟理财33.72.41%
356丰投网33.7-10.65%
357中金贷33.58-4.03%
358精融汇33.5617.85%
359信融投资33.453.73%
360鼎诚创投33.45-0.92%
361悦享金服33.385.38%
362创乐财富33.2721.14%
363大时贷33.18-4.04%
364为为贷33.149.61%
365车赚33.09-0.36%
366便民投33.0614.05%
367诚投在线33.067.41%
368赢贷通32.954.67%
369钱道网32.930.48%
370九金所32.873.59%
371步步盈32.85-2.14%
372优车融32.85.78%
373脐橙金融32.79-8.17%
374闲钱宝32.7135.18%
375创融在线32.661.91%
376众金在线32.63-17.34%
37758财福32.63.44%
378财富派 (京)32.58-3.99%
379利好贷32.544.76%
380富金利32.53-4.95%
381艺点理财32.5217.08%
382星月创投32.43-14.24%
383玖玖金融32.3912.20%
384看看钱包32.25-5.12%
385长运网32.248.83%
386融之家32.219.72%
387聚宝网32.210.58%
388乐投贷32.227.85%
389易贷在线32.187.51%
390中融通贷32.17-5.06%
391爱上贷32.15-0.69%
392金控网贷32.14-2.05%
393房易贷32.11.72%
394即利网31.992.08%
395跃龙财富31.966.97%
396小白菜理财31.919.78%
397瑞银创投31.860.66%
398浙昌贷31.74-11.44%
399改革牛31.68-8.33%
400籽微金融31.674.60%
401财富派31.675.62%
402石榴壳31.556.48%
403众可贷31.42-4.11%
404袋鼠妈妈31.412.02%
405财富智汇31.39-1.94%
406钱来也31.373.70%
407惠恩资本31.311.39%
408惠众金融31.31-5.82%
409皖乾商贷31.29-1.54%
410钱途在线31.17-0.48%
411中国融信贷31.0513.41%
412点石金融31.037.75%
413徽金猫30.979.11%
414点点财富30.965.91%
415汇贷天下30.941.09%
416汉沃财富30.7417.18%
417惠富天下30.6611.68%
418我要投30.626.41%
419金牌理财30.61-3.81%
420爱当宝30.598.55%
421前海领投30.592.34%
422冰川财富30.53-10.40%
423迅泊达30.5114.57%
424车富8830.490.47%
425阿朋贷30.45-18.66%
426178网贷30.3930.76%
427国民丰泰30.372.82%
428温易贷30.3613.15%
429工艺通30.34-2.63%
430文宝保30.336.08%
431今金贷30.32-3.41%
432融众财富30.3211.73%
433顺顺贷30.3110.80%
434微邦金融30.2811.33%
435360金融30.174.27%
436鱼猫金服30.151.14%
437微E贷30.048.02%
438易e贷3015.64%
439隆泰贷29.88-6.83%
440钱诚理财29.862.70%
441赣商贷29.82-1.76%
442好房理财网29.7625.04%
443投资吧29.735.31%
444蜀丰财富29.73.57%
445阳光易贷29.77.92%
446合伙人金融29.65-6.73%
447亿亿理财29.65-0.62%
448福银票号29.6-5.51%
449鼎信贷29.51-9.52%
450中储贷29.483.18%
451盈金所29.462.36%
452海鸥金服29.393.42%
453皓添金融29.36-2.39%
454融商贷29.360.68%
455熊猫贷29.367.19%
456律信智投29.32-3.24%
457前海广深发29.262.08%
458黔商贷29.2117.09%
459浙江车贷网29.150.25%
460飞特金融29.116.73%
461红顶金融29.1-3.64%
462雪山贷29.08-5.71%
463恒利网29.030.98%
464码头益29.0313.62%
465锐盈财富29.0311.18%
466私房投28.9615.09%
467皖都金融28.946.75%
468股优网28.9111.66%
469创贷网28.927.25%
470惠车贷28.855.14%
471联豪创投28.87.90%
472百财车贷28.751.91%
473首信创投28.729.80%
474微品金融28.7-3.37%
475善林宝28.6235.95%
476蜂缘财富28.562.31%
477森昊好时贷28.54-1.59%
478新富金融28.48-2.26%
479睿信财富28.467.95%
480小富金融28.46-7.15%
481众易贷28.4343.17%
482慧融财富27.75-8.38%
483前金所27.730.32%
484深创金服27.5210.41%
485轩辕财富27.288.82%
486银强金融27.21-2.41%
487介贷网27.11-13.29%
488日融财富26.62-11.30%
489万利金融26.5813.21%
490爱蚂蚁26.56-11.50%
491网筹金融26.51-16.26%
492金路投26.46-2.23%
493创绩宝26.4332.21%
494建工E贷26.256.93%
495速贷10026.1-0.09%
496五岳贷26.04-1.43%
497众联财富25.88.42%
498阜阳金融网25.665.42%
499泛湾天域25.58-1.45%
500易米阳光25.532.21%